New York Small Claims Demand Letter (2026)
A polite, firm demand letter with a payment deadline — plus the filing guide for your state court, in one kit. New York limit: Small Claims — up to $10,000 in New York City Civil Court; up to $5,000 in City Courts and in Nassau and Suffolk District Courts; up to $3,000 in Town and Village Courts.
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New York small claims: key facts
- Court
- Small Claims Part
- Limit
- Small Claims — up to $10,000 in New York City Civil Court; up to $5,000 in City Courts and in Nassau and Suffolk District Courts; up to $3,000 in Town and Village Courts.
- Demand letter required first?
- Individuals: no. Commercial claims about a consumer transaction: a demand letter 10 to 180 days before filing, with a copy of the agreement and an accounting of payments.
- Official form
- Check with the court clerk.
- Filing fee
- $15 (claims up to $1,000) or $20 (over $1,000); commercial claims $25 plus postage.
Official sources: NY Courts — Small claims · NYC Commercial claims and consumer transactions · Last reviewed: October 2026
Frequently asked questions
- What is the small claims limit in New York?
- Small Claims — up to $10,000 in New York City Civil Court; up to $5,000 in City Courts and in Nassau and Suffolk District Courts; up to $3,000 in Town and Village Courts.
- Do I have to send a demand letter before suing in New York?
- Individuals: no. Commercial claims about a consumer transaction: a demand letter 10 to 180 days before filing, with a copy of the agreement and an accounting of payments.
- How much does it cost to file in New York?
- $15 (claims up to $1,000) or $20 (over $1,000); commercial claims $25 plus postage.
- What if I am owed more than the limit?
- You may reduce your claim to the limit and give up the rest, or file in a regular civil court. The guide shows this if your amount is above the limit.
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